Understanding where SBA-backed financing may fit.
An overview of SBA-backed loan programs offered through participating lenders, for owners considering acquisitions, real estate, equipment or working capital.
Discuss your financing
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Perspective
How we approach sba.
The U.S. Small Business Administration partially guarantees certain loans made by participating lenders. Those programs can support business acquisitions, owner-occupied real estate, equipment and working capital for eligible businesses.
Eligibility, loan sizes, guarantee percentages, fees and documentation are set by program rules and individual lenders, and they change over time. LuxeBridge is not the SBA and is not a lender. We help you understand whether an SBA-backed structure is worth exploring and prepare for participating-lender review.
Appropriate Uses
- Business acquisitions and partner buyouts
- Owner-occupied commercial real estate
- Equipment and leasehold improvements
- Working capital
Suitability Considerations
- Program eligibility is determined under current SBA rules and lender policy.
- Personal guarantees and documentation requirements are typical.
- Processing timelines depend on the lender and program.
- Current program limits, fees and guarantee terms are confirmed with the participating lender.
Preparing for Review
What a first review typically draws on.
You don't need any of this to submit an inquiry. Please don't upload tax returns, bank statements or identification numbers through this site. We'll discuss secure next steps if a review moves forward.
- Business overview and ownership structure
- Purpose of financing and estimated amount
- Recent financial statements
- For acquisitions: LOI or draft terms
Questions
Frequently asked.
Is LuxeBridge an SBA lender?
No. We are a commercial finance intermediary. SBA-backed loans are made by participating lenders under SBA program rules.
Am I eligible?
Eligibility depends on current program rules and lender review of your business. We can help you prepare for that review but cannot determine eligibility.
What are the current limits and rates?
These are set by the SBA and participating lenders and change over time, so we discuss current terms during review.
Is SBA always the best option?
Not always. Depending on timing, size and structure, conventional financing may fit better. We help compare paths.
LuxeBridge Capital Advisory is a commercial finance intermediary and advisor, not a direct lender. Any financing is subject to underwriting, due diligence, lender or investor approval and transaction-specific terms. No rate, amount, timeline or outcome is guaranteed. Where a transaction requires a licensed broker-dealer or agent, LuxeBridge acts through introductions and coordination alongside the client's licensed adviser.