Real estate capital, prepared the way lenders read it.
For owners, developers and real estate principals acquiring, refinancing, repositioning or building income-producing and owner-occupied commercial property.
Discuss your financing
Step 1 of 2
Perspective
How we approach commercial real estate.
Commercial real estate lenders underwrite the asset, the sponsor and the business plan together. A property with strong fundamentals can still stall if the rent roll, operating history or capital plan are presented inconsistently.
We help organize the property package (rent roll, trailing operating statements, sponsor schedule of real estate owned and the business plan), then evaluate which lender categories fit the asset type, leverage and timeline.
Appropriate Uses
- Acquisition of stabilized or value-add property
- Cash-out or rate-and-term refinancing
- Bridge financing ahead of stabilization
- Owner-occupied commercial property
- Portfolio and multi-asset financing
Suitability Considerations
- Debt service coverage, leverage and occupancy are central to most lender evaluations.
- Sponsor experience with similar assets influences terms and lender appetite.
- Environmental, appraisal and title findings can change proceeds or timing.
- Construction and heavy-renovation projects are underwritten differently from stabilized assets.
Preparing for Review
What a first review typically draws on.
You don't need any of this to submit an inquiry. Please don't upload tax returns, bank statements or identification numbers through this site. We'll discuss secure next steps if a review moves forward.
- Property address, type and approximate size
- Current rent roll and trailing 12-month operating statement
- Existing debt balance and maturity
- Purchase contract or estimated value
- Sponsor schedule of real estate owned
- Business plan or capital improvement budget, if applicable
Questions
Frequently asked.
What property types do you discuss?
We discuss multifamily, industrial, retail, office, mixed-use, hospitality, self-storage and owner-occupied commercial property. Lender appetite varies by type and market.
Do you finance residential homes?
No. We focus on commercial and investment property for business purposes, not owner-occupied consumer home loans.
Can you help with a refinance before a maturity date?
Yes. Starting early, ideally several months ahead, gives more room to evaluate options and prepare the property package.
Do you lend directly?
No. LuxeBridge is an intermediary and advisor. Financing is provided by third-party lenders subject to their review.
LuxeBridge Capital Advisory is a commercial finance intermediary and advisor, not a direct lender. Any financing is subject to underwriting, due diligence, lender or investor approval and transaction-specific terms. No rate, amount, timeline or outcome is guaranteed. Where a transaction requires a licensed broker-dealer or agent, LuxeBridge acts through introductions and coordination alongside the client's licensed adviser.