Finance the equipment. Keep the working capital.
For companies acquiring, replacing or refinancing vehicles, machinery, medical equipment, technology and other business-critical assets.
Discuss your financing
Step 1 of 2
Perspective
How we approach equipment.
Equipment financing typically uses the equipment itself as primary collateral, which can preserve working capital for operations. Loans and leases each have different ownership, accounting and tax implications.
We help compare structures against the useful life and use of the asset and coordinate with lenders familiar with your equipment category.
Appropriate Uses
- New and used equipment purchases
- Fleet and transportation assets
- Medical and specialty equipment
- Sale-leaseback of owned equipment
Suitability Considerations
- Used or specialized equipment may affect lender appetite.
- Loans and leases carry different tax and accounting treatment. Consult your CPA.
- Vendor quotes and equipment specifications speed review.
- Down payments and terms vary by lender.
Preparing for Review
What a first review typically draws on.
You don't need any of this to submit an inquiry. Please don't upload tax returns, bank statements or identification numbers through this site. We'll discuss secure next steps if a review moves forward.
- Equipment quote or invoice
- Equipment description, age and condition
- Business financial overview
- Intended use
Questions
Frequently asked.
Loan or lease?
It depends on ownership goals, tax considerations and the asset's useful life. We help you frame the comparison; your CPA should advise on tax.
Can used equipment be financed?
Often, subject to age, condition and lender policy.
Can you finance soft costs?
Some lenders include installation or delivery; it varies.
LuxeBridge Capital Advisory is a commercial finance intermediary and advisor, not a direct lender. Any financing is subject to underwriting, due diligence, lender or investor approval and transaction-specific terms. No rate, amount, timeline or outcome is guaranteed. Where a transaction requires a licensed broker-dealer or agent, LuxeBridge acts through introductions and coordination alongside the client's licensed adviser.