A structured look at merchant cash advance obligations.
For businesses carrying one or more merchant cash advances who want to evaluate whether a different financing structure is available and sensible.
Discuss your financing
Step 1 of 2
Perspective
How we approach mca consolidation.
Stacked advances with daily or weekly remittances can absorb cash flow quickly. Some businesses may qualify for a longer-term structure that replaces them; others may not.
We review your obligations and business performance to see whether a consolidation or refinance is realistic. We do not negotiate settlements, provide debt relief or promise savings, and we will tell you if legal counsel is a better first call.
Appropriate Uses
- Replacing multiple advances with a single facility, where available
- Moving from daily to monthly repayment, where lenders allow
- Stabilizing cash flow ahead of growth
Suitability Considerations
- Consolidation is a new financing obligation, not debt forgiveness.
- Total cost may not decrease; compare carefully.
- Lenders will review current advance balances and remittance history.
- Some situations are better served by legal or financial counsel.
Preparing for Review
What a first review typically draws on.
You don't need any of this to submit an inquiry. Please don't upload tax returns, bank statements or identification numbers through this site. We'll discuss secure next steps if a review moves forward.
- List of current advances: funder, balance, remittance
- Recent business bank statements (shared later)
- Business revenue overview
- Any default notices
Questions
Frequently asked.
Will this reduce what I owe?
Not necessarily. Consolidation replaces existing obligations with new financing; it is not forgiveness or a settlement. We do not promise savings.
Do you negotiate with MCA funders?
No. We are not a debt-settlement company and do not provide legal representation.
What if I don't qualify?
We will say so candidly and, where appropriate, suggest you consult an attorney or financial advisor.
LuxeBridge Capital Advisory is a commercial finance intermediary and advisor, not a direct lender. Any financing is subject to underwriting, due diligence, lender or investor approval and transaction-specific terms. No rate, amount, timeline or outcome is guaranteed. Where a transaction requires a licensed broker-dealer or agent, LuxeBridge acts through introductions and coordination alongside the client's licensed adviser.